Secure Custodial Crypto Wallet & Digital Asset Transfers in the United States
Create a digital asset account, store cryptocurrency securely, and send transfers globally. Moneytree, Inc. is a U.S.-registered money services business operating under applicable federal and state requirements.
- Custodial wallets for BTC, ETH, USDT
- Identity verification (KYC) for every account
- U.S. business address — Renton, Washington
A focused custodial wallet, not a marketplace
Moneytree, Inc. provides a straightforward digital asset account so you can hold and move cryptocurrency without managing private keys yourself.
Custodial wallets
Hold BTC, ETH and USDT in a single account. We safeguard the underlying keys so you can focus on sending and receiving.
Digital asset transfers
Initiate on-chain crypto transfers from a clear, predictable interface. Network fees and limits depend on the asset and your verification level.
Identity verification
Every account completes KYC before activation. Verification level controls available transaction limits.
Three assets. Clear scope.
We support a small, defined list of digital assets. Each asset is held in a custodial wallet and may be sent on its native network, subject to verification and limits.
Held in custodial Bitcoin wallets. Sends are broadcast to the Bitcoin network and require a network fee. Confirmation times depend on network conditions.
Held in custodial Ethereum wallets. Sends are broadcast to the Ethereum network. Gas fees vary with network congestion and are estimated before confirmation.
A U.S.-dollar-denominated stablecoin issued by Tether Limited. Moneytree does not issue USDT and does not guarantee its peg or redeemability.
Asset support is subject to change. We do not list assets that we do not custody, and we do not facilitate trading between assets.
How your assets are held
A short, factual description of our custody approach. We do not exaggerate or claim "bank-grade" guarantees.
Operational controls
- Segregation of customer wallets from company operating funds
- Multi-party approval for outbound transfer operations
- Documented incident response and key-management procedures
- Periodic independent review of internal controls
Operational controls reduce, but do not eliminate, the risk of loss. Customers should evaluate their own risk tolerance.
Account-level protections
- Email-confirmed account access
- Address-book confirmations for outbound sends
- Activity log visible from the account dashboard
- Withdrawal review for activity outside of normal patterns
Customer assets are not insured by the FDIC, SIPC, or any government agency. Cryptocurrency is not legal tender in the United States.
Who can open an account
Eligibility requirements
- You must be at least 18 years of age
- You must be legally able to enter into a binding agreement
- You must successfully complete identity verification (KYC)
- You must not be subject to applicable U.S. or international sanctions
State and country availability
Services may not be available in all U.S. states or jurisdictions. Account access is subject to state-level requirements that may change over time.
If you are unsure whether the Services are available in your state or country, contact admin@money-treeinc.com before registering.
Transparent, conditional pricing
Network fees may apply. Transaction limits depend on verification level. Final amounts are shown before each confirmation.
| Activity | Cost | Notes |
|---|---|---|
| Open and maintain account | $0 | No monthly account fee. |
| Receive digital assets | $0 from Moneytree | Sender's network may charge a fee. |
| Send Bitcoin (BTC) | Network fee + service fee | Estimated and disclosed before confirmation. |
| Send Ethereum (ETH) | Gas fee + service fee | Gas fee varies with network conditions. |
| Send Tether (USDT) | Network fee + service fee | Fee depends on the selected network. |
| Identity verification | $0 | Required for all accounts. |
Limits and fee structures may change. Material changes are communicated through the Services.
Why we ask for ID
As a U.S.-registered Money Services Business, we are required to verify the identity of our customers under the Bank Secrecy Act and related regulations.
Customer identification
We collect name, date of birth, address, and a government-issued ID. Information is verified through trusted third-party providers.
Sanctions screening
We screen customers against sanctions lists, including those maintained by the U.S. Office of Foreign Assets Control (OFAC).
Ongoing monitoring
Account activity is monitored for unusual patterns. We may request additional information at any time to comply with applicable law.
What you should know before opening an account
Cryptocurrency involves risk. The points below are not exhaustive — read the Terms of Service and AML / KYC Policy in full before registering.
Volatility
The market value of digital assets can change significantly in short periods of time. Past price movements are not indicative of future results. Digital assets may lose value.
Irreversibility
On-chain transfers are generally irreversible once confirmed. Always verify the destination address before sending. Moneytree cannot recover transfers sent to an incorrect address.
No deposit insurance
Cryptocurrency held in your account is not insured by the FDIC, SIPC, or any government agency. Cryptocurrency is not legal tender in the United States.
Regulatory and tax considerations
The legal and tax treatment of digital assets is evolving. You are responsible for understanding and complying with the laws and tax obligations that apply to you. We do not provide tax or legal advice.
Quick answers
Is Moneytree a bank?
No. Moneytree, Inc., operating as AWASHDIRECT LLC, is a U.S.-registered Money Services Business (MSB). We are not a bank, and customer balances are not bank deposits. Cryptocurrency held in your account is not insured by the FDIC, SIPC, or any government agency.
Where can I verify your registration?
Our FinCEN MSB registration (Number 31000291563373) can be verified through the FinCEN MSB Listings. State money transmitter licensing information is available through NMLS Consumer Access.
Do you provide investment advice?
No. We do not offer investment advice, trading signals, recommendations, or yield-generating products. The Services are limited to a custodial wallet and digital asset transfers.
Do I need to verify my identity?
Yes. Identity verification (KYC) is required before account activation. This is required for U.S.-registered Money Services Businesses under the Bank Secrecy Act.
Are the Services available in my state or country?
Services may not be available in all U.S. states or jurisdictions. If you are unsure whether the Services are available where you live, contact admin@money-treeinc.com before registering.
What fees will I pay?
Network fees may apply on outgoing transfers. Where Moneytree charges service fees, those fees are disclosed within the dashboard before you confirm a transaction.
How do I close my account?
You may request closure of your account by emailing admin@money-treeinc.com. Closure may be subject to recordkeeping requirements imposed by applicable law.
Talk to a human
Compliance and support questions can be sent to admin@money-treeinc.com. We respond during U.S. Pacific business hours.
Mailing address
AWASHDIRECT LLC
820 SW 34th Street, Suite D
Renton, WA 98057-4806
United States
Hours
Monday – Friday · 9:00 AM – 5:00 PM (Pacific Time)
Saturday & Sunday · Closed
From sign-up to sending in four steps
A short, defined onboarding path. No hidden products, no investment advice, no trading signals.
See full walkthroughIndependently verifiable U.S. registrations
AWASHDIRECT LLC is registered as a Money Services Business (MSB) with the Financial Crimes Enforcement Network (FinCEN).
Regulatory information can be independently verified through official regulatory databases: